CAROL LOOMIS: This question picks up, indeed, from where you were on the previous answer. It’s from John Sealme (PH). “I have never heard or read whether all of Berkshire’s nearly 300,000 employees are currently receiving health benefits. “If all employees today are not receiving benefits, has Berkshire quantified the cost of complying with the Affordable Care Act? And if so, what will be the costs be?