AUDIENCE MEMBER: Yes, sir. My name is Tom Conrad (PH) and I’m from McLean, Virginia. And I’m a shareholder. And I asked a question last year, Mr. Buffett, to you. I was struck with what you said, that it takes only three quality companies to be — to invest in to be set for a lifetime. And I asked you the question last year, “Should I wait until the market goes down, or should I get in now?”